Tech Republic

Image: Murrstock/Adobe Stock In line with a continuously changing threat landscape, Gartner’s top cybersecurity trends for 2025 run the gamut from the impact of generative AI to tech optimization, burnout, managing machine identities, and ongoing talent shortages. Read about the firm’s six cybersecurity trends for this year. 1. The rise of GenAI will transform data security programs. The organizational focus is shifting to prioritize protecting unstructured data, such as text, images, and video. Previously, security and financial resources have concentrated on protecting structured data such as databases. 2. Managing machine identities becomes enterprise-wide. There is widespread use of machine accounts and credentials for physical devices and software workload, thanks to the increasing adoption of AI; this expands an organization’s attack surface. Consequently, leaders must not only develop a strategy to implement robust machine identity and access management (IAM), but ensure it is a coordinated enterprise-wide effort. Similarly, Zilla Security’s 2025 State of IGA Report found that identity governance is broken. According to the report, 84% of organizations still rely on manual identity governance and administration (IGA) processes, leaving them vulnerable to attack, inefficient, and overwhelmed by growing compliance demands. Must-read security coverage 3. AI initiatives will be reprioritized. Mixed results with AI implementations are pushing security leaders to focus on narrower use cases with more measurable impacts. As implementations become more tactical, they will be aligned with AI practices and tools with existing metrics on existing initiatives, to enhance visibility of the real value of AI investments. 4. Cybersecurity technology gets optimized. Organizations use an average of 45 cybersecurity tools, according to a 2024 Gartner survey of 162 large enterprises. With more than 3,000 vendors in cybersecurity, leaders need to consolidate and validate core security controls in their toolsets to build more efficient and effective security programs. 5. GenAI brings value to security behavior and culture programs. Effective leaders recognize the value of security behavior and culture programs and the use of GenAI to reduce employee-driven cybersecurity incidents. Cultural and behavior-focused activities have increased to address cyber-risk comprehension, a strategic shift toward embedding security into the organizational culture. SEE: IT Leader’s Guide to Cybersecurity Awareness Training (TechRepublic Premium) 6. Investments in team wellness initiatives. Security leadership and team burnout are key concerns for an industry already impacted by what Gartner calls a systemic skills shortage. This pervasive stress is due to the relentless demands associated with securing highly complex organizations in constantly changing threat, regulatory, and business environments, with limited authority, executive support, and resources. A 2024 report from BlackFog found that 24% of CISOs/IT security decision makers want to leave their jobs for reasons including long hours and stress over the use of AI to launch cyberattacks. As a result, it will become a priority to recognize and address stress management among leaders and their teams, Gartner said. source

Choosing the right website builder is crucial for establishing a strong online presence. GoDaddy and Squarespace are popular platforms with unique strengths and notable differences. GoDaddy is easy to use, fast to set up, and budget-friendly, making it ideal for beginners and small businesses. While Squarespace excels in design flexibility, high-quality templates, and advanced customization, catering to creatives and growing brands. GoDaddy vs. Squarespace: Comparison table This comparison table will help determine whether GoDaddy or Squarespace is the right web hosting platform for your website. GoDaddy Squarespace Ease-of-Use Very beginner-friendly More design flexibility but has a steeper learning curve Templates & Design Basic templates, limited customization High-quality, stylish templates with extensive customization SEO Tools Built-in SEO wizard, good for beginners Advanced SEO capabilities, more customization Customer Support 24/7 phone and chat support 24/7 email support, live chat during business hours Starting price $9.99 $16.00 For more information GoDaddy vs. Squarespace: Pricing GoDaddy pricing GoDaddy’s website builder offers affordable pricing, with plans starting at $10 per month, making it a budget-friendly option for small businesses and beginners. It provides three main tiers: Basic ($9.99/month), Premium ($14.99/month), and Commerce ($20.99/month), each offering increasing levels of customization, marketing tools, and online selling capabilities. Available GoDaddy Tiers: Basic: $9.99/month with a 1-year term Premium: $14.99/month with a 1-year term Commerce: $20.99/month with a 1-year term Squarespace pricing Squarespace’s website builder offers four pricing tiers: Basic ($16/month), Core ($23/month), Plus ($39/month), and Advanced ($99/month). The Basic plan offers high-quality templates and Squarespace AI. The Core plan offers complete customization with CSS and JavaScript and advanced analytics. The Plus plan includes all Core plan perks, API integrations, and professional email from Google Workspace. The Advanced plan offers all Plus plan perks, the lowest payment processing fees, and advanced commerce tools for online sales and marketing. Squarespace excels in design flexibility, built-in blogging, and creative control, but it has a steeper learning curve, fewer third-party integrations, and higher costs compared to GoDaddy, making it less ideal for budget-conscious users and beginners. Available Squarespace Tiers: Basic: $16/month Core: $23/month Plus: $39/month Advanced: $99/month GoDaddy vs. Squarespace: Feature comparison Domain Management Tools GoDaddy offers robust domain management tools, including easy domain registration, transfers, DNS management, and privacy protection. It provides bulk domain management, auto-renewals, and domain forwarding, making it a strong choice for businesses. Squarespace offers simple domain management tools, including free domain registration with annual plans, DNS management, and privacy protection. While domain management tools integrate seamlessly with Squarespace websites, they lack advanced domain management features like bulk purchasing and extensive DNS controls, making Squarespace less flexible than GoDaddy for domain-heavy users. GoDaddy is better than Squarespace for domain management because it offers a broader range of tools, bulk domain registration, advanced DNS settings, and easy transfers. GoDaddy also supports a vast selection of domain extensions and provides auto-renewals and privacy options. Squarespace’s domain tools are more basic and mainly cater to its website users. SEO Tools/ Plugins GoDaddy offers basic SEO tools, including keyword suggestions, on-page optimization, and automatic site indexing. It’s beginner-friendly but lacks advanced customization and third-party SEO plugins. While good for small businesses, GoDaddy is not as powerful as Squarespace or other dedicated SEO platforms for in-depth optimization and analytics. Squarespace offers powerful built-in SEO tools, including customizable meta tags, automatic sitemaps, and mobile optimization. It integrates well with Google Search Console but lacks third-party SEO plugins. While powerful, it requires manual optimization, making it better suited for users with some SEO knowledge than GoDaddy’s beginner-friendly approach. Squarespace is better than GoDaddy for SEO tools because it offers more advanced customization, image optimization, and built-in meta tag editing. It integrates directly with Google Search Console and provides stronger blogging SEO. While GoDaddy’s SEO tools are easier for beginners to grasp, Squarespace offers greater long-term optimization potential for better search rankings. API Support and Integration GoDaddy offers limited API support and integrations, mainly for domain management, email, and basic website functions. While it provides APIs for developers to manage domains and hosting, it lacks extensive third-party app integrations compared to competitors. Businesses needing custom automation and advanced API access may find GoDaddy’s options to be restrictive. Like GoDaddy, Squarespace also offers limited API support and integrations, primarily for e-commerce and content management. While it allows some integrations with third-party apps, it doesn’t offer extensive APIs for custom development. It’s ideal for users seeking out-of-the-box solutions but less flexible for advanced integrations or automation. Squarespace has a slight advantage over GoDaddy when it comes to API support and integration because it offers more flexibility with e-commerce and content management. While not as extensive as some other platforms, Squarespace provides adequate integration with third-party tools, offering more options for advanced customization and workflows. Must-read developer coverage GoDaddy pros and cons Image: GoDaddy GoDaddy pros Easy to use. Affordable pricing. Domain and hosting integration. 24/7 customer support. GoDaddy cons Limited design flexibility. Fewer third-party integrations. Limited scalability. Less powerful e-commerce tools. GoDaddy interface. Image: GoDaddy Squarespace pros and cons Image: Squarespace Squarespace pros High-quality templates. Strong blogging features. Built-in SEO and marketing tools. Reliable hosting and security. Squarespace cons Higher pricing. Steeper learning curve. Limited third-party integrations. No phone support. Squarespace block editors. Image: Squarespace Should your organization use GoDaddy or Squarespace? Choosing between GoDaddy and Squarespace for your web hosting needs depends on your organization’s goals, budget, and technical expertise. If your priority is the ease of use, affordability, and quick setup, GoDaddy is a strong option. It offers a beginner-friendly website builder, AI-powered design tools, and lower pricing, making it ideal for small businesses or organizations needing a simple yet functional website. GoDaddy’s web hosting services are reliable, but they lack the advanced customization and design flexibility commonly found in Squarespace. Squarespace is better for organizations that prioritize high-quality design, customization, and powerful e-commerce tools. It offers modern templates, strong blogging features, and advanced SEO tools, making it ideal for creative businesses and online stores. Squarespace’s e-commerce features surpass GoDaddy’s, as they include perks like

Intel’s fab of the chip factories campus it’s building in New Albany, Ohio. Image: Intel Intel’s plans to build two chip factories in New Albany, Ohio for an investment of more than $28 billion have been postponed. One of the plants was planned to be operable in 2025, according to The Wall Street Journal. The new timelines are: Ohio One Mod 1: Intel plans to complete construction in 2030 and begin operations between 2030 and 2031. Ohio One Mod 2: Intel plans to complete construction in 2031 and begin operations in 2032. Why Intel extended the plants’ timelines Naga Chandrasekaran, executive vice president, chief global operations officer and general manager of Intel Foundry Manufacturing, communicated these details to employees, and his message was shared in a press release. The reasons Chandrasekaran provided for the extensions are “it’s important that we align the start of production of our fabs with the needs of our business and broader market demand,” allowing the company to “​​manage our capital responsibly and adapt to the needs of our customers.” He added, “We are taking a prudent approach to ensure we complete the project in a financially responsible manner that sets up Ohio One for success well into the future. We will continue construction at a slower pace, while maintaining the flexibility to accelerate work and the start of operations if customer demand warrants… .” Intel announced this project in 2022 and said it would “help boost production to meet the surging demand for advanced semiconductors.” The plan also included creating 3,000 Intel jobs and 7,000 construction jobs. Bloomberg reported that Intel had ambitions to turn the Ohio site into the world’s largest semiconductor facility. The Wall Street Journal noted that the project had already experienced delays, which Intel said was due to a slow chip market. More about Innovation Market analysis and competitors in the chip market According to Statista data, Intel’s semiconductor market revenue share worldwide in 2024 was 7.9%, which is a significant dip compared to 16.5% in 2011. Looking at other companies in the chips space, semiconductor firm Arm announced on Feb. 13, 2025 that it may sell its own chips. NVIDIA H20 chip sales in China got a boost from interest in DeepSeek AI; however, some analysts say DeepSeek’s AI models give Chinese chipmakers an edge against NVIDIA. Also, it’s rumored that OpenAI wants to end its reliance on NVIDIA chips. SEE: AI Surge Could Trigger Global Chip Shortage by 2026 A recent report by the Capgemini Research Institute found that only 26% of organizations that rely on chips feel their supply is sufficient, and those surveyed expect semiconductor demand to increase by 29% by the end of 2026. Microsoft President and Vice Chair Brad Smith wrote this week about his criticisms of the US AI Diffusion Rule that it “discourages what should be regarded as an American economic opportunity — the export of world-leading chips and technology services.” source

Key takeaways: A payment gateway is a technology that allows businesses to capture, authenticate, and encrypt online payment information from customers. If you want to accept payments online as a business, you’ll need a payment gateway. Choosing the right payment gateway depends on your business model, budget, and preferred features and support. If you’re a newly minted small business owner, you’ve likely heard the terms “payment gateway” and “payment processor” used interchangeably. And while most modern payment processors include a built-in payment gateway, they’re technically different. In this guide, I’ll explain how a payment gateway works and whether you need to set one up. Rest assured, if you’re using platforms like Stripe or Shopify, you’re already covered. What is a payment gateway? A payment gateway acts as the middleman between your website or point-of-sale (POS) system and a payment processor. Think of it as the digital equivalent of a point-of-sale terminal in a brick-and-mortar store. When customers enter their payment information on your website, the payment gateway authenticates and encrypts the data to protect it from fraud. It then sends the encrypted information to the payment processor. From there, the data is transmitted to the customer’s bank to approve or decline the payment. Without a payment gateway, your online store can’t securely accept payments. Thankfully, this technology is usually packaged with most e-commerce platforms, such as Shopify and WooCommerce. Types of payment gateways Payment gateways come in various forms, each geared for different business needs. These are the main types and common examples: Hosted payment gateways Hosted gateways redirect customers to a secure page outside your website to complete the payment. The shopper is then sent back to your site after their payment is processed. This type is straightforward to set up, making it ideal for beginners. However, the downside is that redirecting customers away from your site disrupts the checkout experience. Indeed, jumping from your site to PayPal and back creates extra friction at a crucial moment. Examples of this payment gateway: PayPal offers a hosted solution that’s easy to set up and widely recognized by consumers. Shopify users can use its built-in solution, simplifying the setup process. Average cost: Starts around 2.9% + $0.30 per transaction, with no monthly fees Self-hosted payment gateways Self-hosted gateways allow you to collect payment information directly on your website. This in-house approach grants you full control over the checkout process. However, this strategy requires higher technical expertise and strict adherence to the Payment Card Industry (PCI) standards. Plus, you’ll still need to work with a third-party company to build your system. Examples of this payment gateway: Square combines a payment gateway with POS software, making it a solid choice for brick-and-mortar stores that also sell online. Authorize.net is also an excellent pick for businesses needing a self-hosted gateway with top-notch fraud prevention tools. Average cost: Costs vary significantly, with average monthly prices starting at $25 to upwards of $100+, along with transaction fees and setup costs. API/Non-hosted payment gateways With API gateways, customers stay on your website throughout the entire checkout process. You integrate the gateway via an application programming interface (API), which delivers a seamless user experience. This setup promises more flexibility and branding opportunities. But it also requires advanced technical know-how. Many people resort to hiring freelance software engineers using sites like Upwork and Fiverr to build out and maintain this system. Examples of this payment gateway: Stripe is a great for open source API for custom-developed payment gateways. Average cost: Starting around $25 to $200 monthly and transaction fees of 2.9% + $0.30 per transaction Local bank integration gateways These are gateways connected directly to a local bank. As a result, you’re entirely dependent on one financial institution. This method isn’t common among e-commerce businesses based in the U.S., but they’re widespread in countries with lower credit card penetration. Regardless of geographic location, they’re often more complex to set up but typically boast low transaction fees. Some people also value the local aspect as a matter of personal preference. Examples of this payment gateway: Most mobile banking apps Average cost: Varies based on the bank’s pricing but can be lower than other types What’s hot at TechRepublic How does a payment gateway work? Image: TechRepublic Here’s how the payment gateway works, step-by-step: Step 1: A customer selects a product or service and enters their payment details. Step 2: Information entered is authenticated to ensure the identity of the user. Step 3: The payment gateway encrypts the sensitive information to protect it from fraud. Step 4: The gateway sends the encrypted information to the payment processor. Step 5: The payment processor communicates with the customer’s bank to approve or decline the transaction. Step 6: The gateway sends a confirmation (or decline) to both the merchant and the customer. Step 7: If approved, the funds are moved from the customer’s bank to the merchant’s account. Payment gateway vs. payment processor A payment gateway facilitates data communication and encryption, whereas a payment processor handles the actual transaction. The processor takes the payment information captured via the gateway, communicates with the customer’s bank, and ensures the transfer of funds from buyer to seller. In simple terms: Payment gateway: Manages secure data transmission. Payment processor: Oversees the transaction itself. Many providers, like Stripe or PayPal, marry these services so you don’t have to set up each one separately. This combination makes it easier for small business owners as you can get both functions in one package. Read more:  How to choose the right payment gateway for your business Here’s how you can select the best payment gateway for your business: Consider your business model For online-only businesses, hosted or API-based gateways are more suitable since you won’t have to handle in-person bank cards. Meanwhile, brick-and-mortar shops with e-commerce components are better candidates for gateways integrated with POS systems. That way, you can process physical credit and debit cards. Also, consider the types of payments you plan to accept — for example, if you’d like to accept cryptocurrency payments, you’ll need extensive integration and cryptocurrency support. See: The best crypto payment gateways

Image: Envato/Weedezign_photo The U.S. Federal Bureau of Investigation has confirmed that North Korea was behind the theft of $1.5 billion worth of digital tokens from cryptocurrency exchange firm Bybit last week. This is thought to be the biggest crypto heist of all time. The FBI’s PSA about this “TraderTraitor” attack In a Public Service Announcement, the FBI referred to the attack as “TraderTraitor,” a malicious campaign linked to North Korean state-sponsored hackers targeting cryptocurrency firms. “TraderTraitor actors are proceeding rapidly and have converted some of the stolen assets to Bitcoin and other virtual assets dispersed across thousands of addresses on multiple blockchains,” it said. The FBI expected the stolen assets to be laundered and eventually converted to “fiat currency” —  money issued by a government that is not backed by a physical commodity like gold or silver. It also provided a list of Ethereum addresses the threat actors have used or are using to launder the stolen assets, which it recommends crypto organisations block. Must-read security coverage How the crypto was stolen from Bybit and its response to customers The crypto was taken during a routine internal transfer from its Ethereum coin “cold wallet,” a digital wallet typically stored offline and considered more secure, according to Bybit CEO Ben Zhou. The attacker exploited vulnerabilities in the transaction to gain access to the cold wallet, and then transferred about 401,000 ETH to an unidentified address. After the theft, the value of Ethereum fell by around 4% on Friday, leaving it worth $2,641.41 per coin. SEE: Deepfakes Can Fool Facial Recognition on Crypto Exchanges The scale of the Bybit theft surpasses the previous record crypto heist, involving the theft of $615 million of Ethereum and U.S. coins from the Ronin Network in 2022. It also exceeds the largest known non-crypto heist; Saddam Hussein’s 2003 theft of $1 billion in assets from the Iraqi Central Bank. Zhou wrote on X Sunday that Bybit has replenished its reserves since the incident through a mix of emergency loans and large deposits. The company also told clients that their funds were “safe,” and it would refund anyone affected. Bybit was founded in 2018 and reportedly counts President Donald Trump and former PayPal chief Peter Thiel among its early investors. The company says it has more than 60 million users worldwide and offers access to various cryptocurrencies. Lazarus Group suspected as responsible for the theft The Lazarus Group, a hacking organization under North Korea’s Reconnaissance General Bureau, has been identified by blockchain security experts. Blockchain analyst ZachXBT provided evidence to the blockchain analytics platform Arkham linking the attack to Lazarus, citing patterns consistent with recent North Korean cyberattacks in a post for TRM Labs. Lazarus has been active since about 2009 and has been responsible for a number of high-profile cyber attacks, including the 2017 Wannacry ransomware outbreak, which infected over 300,000 computers worldwide and caused significant disruption to the U.K.’s NHS. Estimates indicate that it cost the NHS £92 million due to disruptions in patient care. The group continues to develop new forms of malware to help it avoid detection. SEE: Ransomware Cheat Sheet: Everything You Need To Know ZachXBT also linked Lazarus’ Bybit hack to a January attack on another cryptocurrency exchange called Phemex, which lost at least $69 million, according to The Record. North Korea has been accused of multiple hacks of cryptocurrency exchanges to steal digital assets, launder the funds, and use them to finance its nuclear weapons program. In 2024, North Korean hackers stole a record $1.3 billion in digital assets, nearly doubling the $660 million they took in 2023. Cryptocurrency has become a preferred method for money laundering by criminals to cleanse their illicit funds. The authors of this news story are TechnologyAdvice staff writer Fiona Jackson and contributing writer Esther Shein. source

Dashlane is a well-known password manager that offers a good mix of high-quality security and an intuitive user experience. In this article, we walk you through how to set up and use Dashlane and answer some frequently asked questions about the zero-knowledge password manager. 1 NordPass Employees per Company Size Micro (0-49), Small (50-249), Medium (250-999), Large (1,000-4,999), Enterprise (5,000+) Micro (0-49 Employees), Small (50-249 Employees), Medium (250-999 Employees), Large (1,000-4,999 Employees), Enterprise (5,000+ Employees) Micro, Small, Medium, Large, Enterprise Features Activity Log, Business Admin Panel for user management, Company-wide settings, and more 2 Dashlane Employees per Company Size Micro (0-49), Small (50-249), Medium (250-999), Large (1,000-4,999), Enterprise (5,000+) Micro (0-49 Employees), Small (50-249 Employees), Medium (250-999 Employees), Large (1,000-4,999 Employees), Enterprise (5,000+ Employees) Micro, Small, Medium, Large, Enterprise Features Automated Provisioning 3 ManageEngine ADSelfService Plus Employees per Company Size Micro (0-49), Small (50-249), Medium (250-999), Large (1,000-4,999), Enterprise (5,000+) Any Company Size Any Company Size Features Access Management, Compliance Management, Credential Management, and more How to set up and use Dashlane 1. Decide on a Dashlane subscription Dashlane offers two subscription tiers: Personal and Business plans. Under Personal, you have the option for Dashlane’s Free plan, Individual Premium plan for one user, and a Friends and Family plan that covers 10 users. Dashlane’s Personal subscriptions in 2025. Image: Dashlane In our hands-on review, Dashlane earned a rating of 4.6 stars out of 5. Check out the full Dashlane review here. For its Business tier, there’s Standard which covers up to 10 users, a Business plan that covers an unlimited number of users, and a Business Plus subscription that offers employee-based pricing and starts at 100 employees. Dashlane’s Business plans in 2025. Image: Dashlane I would recommend downloading Dashlane’s Free version first. This lets you try Dashlane’s flavor of password management without paying for an initial subscription or having to hand over any credit information. Take note, however, that Dashlane’s Free version is very limited. Unlike other free password managers that provide unlimited password storage such as Bitwarden, Dashlane’s free plan only allows a maximum of up to 25 logins stored in the vault. This means their free plan is mainly a vehicle for users to test their password management service and not as a viable, long-term solution. To get Dashlane’s free version, simply select the “Get started” button under the Dashlane Free plan within their subscription page. This will redirect you to an automatic download screen of their official browser extension. Downloading Dashlane extension. Image: Luis Millares 2. Set up the web app and the browser extension Once the extension is installed on your browser, Dashlane will bring you to its web application and ask for an email to try their service for free. Entering an email address. Image: Luis Millares Afterwards, Dashlane will ask you to provide a master password. Make sure to remember your master password, as this unlocks all the passwords you’ll eventually store in your vault. In theory, this will be the only password you have to make up on your own as Dashlane provides a built-in password generator in their service. Master password. Image: Luis Millares Because Dashlane operates on a zero-knowledge architecture, it doesn’t have access to any of your data — including your master password. If you forgot your master password and weren’t able to set a recovery method, you may need to reset your account. SEE: Penetration Testing and Scanning Policy (TechRepublic Premium) 3. Using Dashlane and saving your first password Once you provide your master password, you’ll be directed to the web app’s main dashboard, and you will then officially have your own Dashlane account. Welcome page. Image: Luis Millares Of course, a password manager’s main purpose is to securely store passwords. While you can create individual logins within Dashlane, the more traditional way to use a password manager is by creating and saving a new login. To illustrate, let’s say we want to sign up and create an account in HubSpot. Once you reach their sign up page, you’ll see that Dashlane’s logo can be found within the email input box. Dashlane in sign up pages. Image: Luis Millares If you click on it, a pop-up window will appear and show the email associated with your Dashlane account. Generating a password. Image: Luis Millares For the password phase, Dashlane automatically generates a random password according to your preferred configurations. You can set it to have a combination of letters, digits, symbols, and set it to generate a password of up to 40 characters. At default, Dashlane generates a password with 16 characters. After selecting the generated password, you can save it and Dashlane automatically stores it in your password vault alongside your other passwords. This vault holds all your credentials, usernames, passwords, and other login information. Password vault. Image: Luis Millares At this point, you’ve officially saved your first password with Dashlane! More about Cloud Security Dashlane frequently asked questions (FAQs) Is Dashlane no longer free? Dashlane still has a free plan, however, it’s much more limited now than it was compared to years prior. Pre-November 2023, Dashlane’s free version allowed for an unlimited number of passwords to be stored in user vaults. Now, Dashlane Free restricts storable passwords to a maximum of 25 logins. In addition, Dashlane Free accounts that contain more than 25 logins will be changed to read-only mode. In this mode, users are only able to view their saved items and cannot edit, copy, or share them. According to Dashlane, you can exit read-only mode by removing logins and keeping items at a max of 25, or by upgrading to one of their paid plans. For an in-depth guide on Dashlane’s free plan, check out our Dashlane Free vs Premium feature. What operating systems does Dashlane support? Dashlane mainly supports web browsers, specifically Chrome, Firefox, Microsoft Edge, or any Chromium browser. Any desktop or computer operating system running these browsers will be able to run Dashlane’s web app and browser extension. For Safari users,

Business money market accounts (MMAs) are generally low-risk and tend to offer higher interest rates than regular savings accounts. They also provide convenience through features like check-writing and debit cards. These accounts are ideal for short-term financial goals, as they can assist small businesses in establishing an emergency fund for unexpected expenses or saving for significant purchases, such as equipment and machinery. The best business money market accounts typically offer high interest rates, low initial deposits, minimal balance requirements, and high transaction limits. Here is a list of the seven best business money market accounts. Best overall bank for business money market account: U.S. Bank Member FDIC Best digital bank for MMA with tiered APY: Prime Alliance Member FDIC Best bank for money market accounts with no opening deposit: NBKC Bank Member FDIC Best high-yield MMA bundled with business checking: Grasshopper Member FDIC Best full-service bank with high business money market rates: Truist Member FDIC Best high-yield money market and loan offerings: TAB Bank Member FDIC Best MMA with ATM surcharge rebates: First Internet Bank Member FDIC Best business money market accounts quick comparison The table below reflects the top factors I evaluated for the seven best business money market accounts. Image: U.S. Bank Our rating: 4.74 out of 5 U.S. Bank offers three types of business money market accounts, each with a minimum deposit requirement of $100. You can easily apply for the Platinum Business Money Market account online. However, to open a Preferred Business Money Market or a Premium Business Money Market account, you must schedule an appointment. One key feature that distinguishes the Platinum Business Money Market account is the additional bonus APY of 3.56% The rate is subject to change at any time without notice.  which you can earn by opening a new account and maintaining a daily balance of $25,000 after your initial deposit of $25,000. Why I chose it U.S. Bank is my best overall choice for a business money market account because it offers a high bonus APY when you meet the qualifying criteria. Additionally, you can link it to your checking account for seamless fund transfers. The bank’s Silver Business Checking account is fee-free and easy to open online. You also receive a substantial welcome bonus once you fulfill specific conditions. These factors are why it ranks highly in our guide to the best small business checking accounts. Monthly fees Platinum Business Money Market account: $15, waived with a $10,000 minimum daily balance. Preferred Business Money Market account: $10, waived with a $1,000 minimum daily balance. Premium Business Money Market account: Varies by market. Features The first 25 deposit transactions are free. Three business money market options. Waivable monthly maintenance fees. Daily interest is accrued. Interest is paid monthly. Pros and cons Pros Cons High bonus APY rate. Multiple money market accounts. More interest earnings with higher balances. Steep balance requirement to waive the Platinum Business MMA monthly fee. High balance is required to earn a bonus rate. Image: NBKC Our rating: 4.10 out of 5 NBKC Bank offers a money market account with an APY of 2.75% on all balances. There is no opening deposit required, and to earn interest, you only need to maintain a minimum account balance of just 1 cent. This account structure ensures that you can earn interest on any balance, reducing the pressure to keep high amounts in the account. You can start earning interest without the need to maintain a high balance. Why I chose it Few providers allow you to open a money market account without an initial deposit, which makes NBKC’s Business Money Market account stand out. I appreciate that this feature simplifies the process of starting a savings account while offering a higher yield than traditional savings products. Additionally, NBKC is known for its zero-cost business checking account, allowing you to easily open one alongside your money market account. This way, you can transfer funds seamlessly from your savings to your checking account when you need to make additional payments. Monthly fees NBKC Business Money Market: None. Features A solid APY rate is applied to all balances. No account opening deposit. 1 cent minimum account balance required to earn interest. Four branches located in Kansas and Missouri. Pros and cons Pros Cons Uniform APY rate. No initial deposit requirement. Kansas and Missouri-based users can access in-person banking. Limited branches. Lower APY rate than other providers. Grasshopper: Best high-yield MMA bundled with business checking Image: Grasshopper Our rating: 4.04 out of 5 Grasshopper is a digital bank that offers two types of money market accounts: the Innovator Money Market Savings and the Accelerator Money Market Savings. Both require a minimum deposit of $100. The APY rates are tiered, starting at balances of $25,000 for the Innovator account and $50,000 for the Accelerator account. The Innovator products are designed for small and mid-sized enterprises, while the Accelerator products cater to startups and venture capital firms. Why I chose it I chose to include Grasshopper’s money market accounts because they are an excellent addition to this list. Bundling a money market account with your business checking account boosts your APY earnings to 3.30% (Innovator) or 3.55% (Accelerator). Having both products benefits users because they can earn solid interest while keeping their funds accessible for everyday transactions. In our roundup of the best free business checking accounts, Grasshopper stands out for its interest-earning checking accounts, which is rare among business checking products. Additionally, users can earn unlimited cash back rewards when using their debit cards. Monthly fees Grasshopper Innovator Money Market Account: None. Grasshopper Accelerator Money Market Account: None. Features Online account opening. $100 initial deposit. Maintaining balances required to earn APY. A checking account is required to open an MMA. Pros and cons Pros Cons No monthly fee. High APY rates. No transaction fees. No physical locations. $100 opening deposit. No cash deposit option. Truist: Best full-service bank with high business money market rates Image: Truist Our rating: 3.94 out of 5 The Truist

Growing up, most millennials got a little experience using Microsoft Office. Older generations got the same training from their employers. While we’ve all come to recognize Microsoft Office as essential in the modern workplace, you don’t really think about how expensive it is until it comes time to get it for your personal computer. Whether you’re starting a new business venture and need Microsoft Office’s help or you just want to get better organized in your personal life, it’s a good time to take advantage of this limited-time deal to get Microsoft Office Professional 2021 for Windows: Lifetime License for just $54.97 through March 30 and Microsoft Office Home & Business for Mac 2021: Lifetime Access for just $79.97. With this deal, you’ll get Word, Excel, PowerPoint, Outlook, Teams, and OneNote for one computer for use at home or at work. That’s a complete bundle to basically handle all of your business and personal needs from word processing and data management to email, note taking and more. You’ll get a lifetime license to each product and be able to download and install them instantly as soon as you purchase. As soon as you’ve submitted payment, you’ll get a personal activation code via email and download instructions so you can start using Microsoft Office immediately. Right now, you can get a lifetime license to Microsoft Office Professional 2021 for Windows for just $54.97 each, which is 75% off the regular price of $219.99, or Microsoft Office Home & Business for Mac 2021 for just $79.97 each, which is 63% off the regular price of $219.99. Prices and availability are subject to change. source

TL;DR: Business owners and freelancers can all profit from coding and data visualization. Microsoft Visual Studio Professional 2022 + The Premium Learn to Code Certification Bundle are on sale now for only $55.97 (97% off the regular price) through March 30. Whether you have your own business or would like to provide additional services as a freelancer, there are many advantages to knowing how to code and visualize data. Even complete beginners can learn to code and program projects with the Microsoft Visual Studio Professional 2022 + The Premium Learn to Code Certification Bundle. Best of all, it’s currently on sale for just $55.97 at TechRepublic Academy. Premium Learn to Code Certification Bundle Absolute novices have a choice of languages they can learn from scratch with The Complete Python Course: Learn Python by Doing in 2024, Learn to Code with Python 3, C++ for Absolute Beginners 2024, Java Programming for Complete Beginners, and 2024 Complete Ruby on Rails 6 Bootcamp. The whole family can get in on the fun with Game Development and Coding for Kids. Former students love this one, rating it 4.9 stars out of 5. It’s offered by Zenva, a leading educational platform that specializes in game creation, AI skills, programming, and more. Microsoft Visual Studio Professional 2022 Microsoft Visual Studio Professional 2022 provides numerous features that will help increase your productivity while maintaining the highest quality code. IntelliCode, for example, makes it possible for you to quickly create more accurate code with less typing. And Live Share makes collaborations seamless. CodeLens provides critical information and a comprehensive overview so you can make more informed decisions. You’ll have everything you need to build, edit, test, and debug code, plus much more. It’s no wonder that Visual Studio Professional 2022 has a perfect five-star rating on Microsoft Choice Software. Only through March 30, you can get the Microsoft Visual Studio Professional 2022 + The Premium Learn to Code Certification Bundle for $55.97. Prices and availability are subject to change. source

The world of technology is vast and comprises a variety of different and intriguing fields. You may wish to learn the language of every aspect of tech, an admirable ambition, or you’re keen to understand one specific area, such as AI or open source. It would be possible to find all the relevant terms and concepts yourself, but consider how much your time is worth. That’s where a quick glossary from TechRepublic Premium can help. Most of our glossaries are downloadable as a PDF. The ones that aren’t, will be in the next update. Subscribe to TechRepublic Premium and get access to 50+ tech glossaries. Just download a glossary and soak up the knowledge at your own pace. Tech doesn’t sit still, and we’re constantly adding to our library. As technology changes, we publish new glossaries and update existing ones. Whether you need to know about fintech, legaltech, or adtech, we’ve probably got the topic covered. A sample of TechRepublic Premium’s glossaries Members get access to all our policies, hiring kits and more Along with all our glossaries, TechRepublic Premium members get access to all our other fantastic resources, such as policies, hiring kits, checklists, predictions, features and event coverage. source