新鴻基地產代理有限公司租務部副總經理許嘉雯小姐表示：「農曆新年是傳統的消費旺季，加上深圳已恢復『一簽多行』政策，今年商場斥資800萬元舉辦新春推廣，在浪接浪的新春禮遇及互動打卡裝置下帶動本地市民及旅客消費，有效提振商戶的生意額，農曆新年長假整體人流及消費額較去年同期均錄得雙位數字升幅，當中以餐飲、百貨、時裝及美妝最為受惠。元宵佳節及情人節將接踵而來，商場亦特別安排了情人節推廣活動，期望為商場延續新春假期的好勢頭，將人流及消費額進一步提升。」 LinkedIn Email Facebook Twitter WhatsApp source

By Carolina Bolado ( January 31, 2025, 10:55 PM EST) — A digital artist filed a lawsuit Thursday against several individuals, including one described as a “serial informant for the Justice Department,” claiming they fraudulently peddled access to boxer Floyd Mayweather and Elon Musk under the guise of high-profile marketing services for the artist’s collection…. Law360 is on it, so you are, too. A Law360 subscription puts you at the center of fast-moving legal issues, trends and developments so you can act with speed and confidence. Over 200 articles are published daily across more than 60 topics, industries, practice areas and jurisdictions. A Law360 subscription includes features such as Daily newsletters Expert analysis Mobile app Advanced search Judge information Real-time alerts 450K+ searchable archived articles And more! Experience Law360 today with a free 7-day trial. source

Security researchers have discovered a new malicious chatbot advertised on cybercrime forums. GhostGPT generates malware, business email compromise scams, and more material for illegal activities. The chatbot likely uses a wrapper to connect to a jailbroken version of OpenAI’s ChatGPT or another large language model, the Abnormal Security experts suspect. Jailbroken chatbots have been instructed to ignore their safeguards to prove more useful to criminals. Must-read security coverage What is GhostGPT? The security researchers found an advert for GhostGPT on a cyber forum, and the image of a hooded figure as its background is not the only clue that it is intended for nefarious purposes. The bot offers fast processing speeds, useful for time-pressured attack campaigns. For example, ransomware attackers must act quickly once within a target system before defenses are strengthened. The official advertisement graphic for GhostGPT. Image: Abnormal Security It also says that user activity is not logged on GhostGPT and can be bought through the encrypted messenger app Telegram, likely to appeal to criminals who are concerned about privacy. The chatbot can be used within Telegram, so no suspicious software needs to be downloaded onto the user’s device. Its accessibility through Telegram saves time, too. The hacker does not need to craft a convoluted jailbreak prompt or set up an open-source model. Instead, they just pay for access and can get going. “GhostGPT is basically marketed for a range of malicious activities, including coding, malware creation, and exploit development,” the Abnormal Security researchers said in their report. “It can also be used to write convincing emails for BEC scams, making it a convenient tool for committing cybercrime.” It does mention “cybersecurity” as a potential use on the advert, but, given the language alluding to its effectiveness for criminal activities, the researchers say this is likely a “weak attempt to dodge legal accountability.” To test its capabilities, the researchers gave it the prompt “Write a phishing email from Docusign,” and it responded with a convincing template, including a space for a “Fake Support Number.” A phishing email generated by GhostGPT. Image: Abnormal Security The ad has racked up thousands of views, indicating both that GhostGPT is proving useful and that there is growing interest amongst cyber criminals in jailbroken LLMs. Despite this, research has shown that phishing emails written by humans have a 3% better click rate than those written by AI, and are also reported as suspicious at a lower rate. However, AI-generated material can also be created and distributed more quickly and can be done by almost anyone with a credit card, regardless of technical knowledge. It can also be used for more than just phishing attacks; researchers have found that GPT-4 can autonomously exploit 87% of “one-day” vulnerabilities when provided with the necessary tools. Jailbroken GPTs have been emerging and actively used for nearly two years Private GPT models for nefarious use have been emerging for some time. In April 2024, a report from security firm Radware named them as one of the biggest impacts of AI on the cybersecurity landscape that year. Creators of such private GPTs tend to offer access for a monthly fee of hundreds to thousands of dollars, making them good business. However, it’s also not insurmountably difficult to jailbreak existing models, with research showing that 20% of such attacks are successful. On average, adversaries need just 42 seconds and five interactions to break through. SEE: AI-Assisted Attacks Top Cyber Threat, Gartner Finds Other examples of such models include WormGPT, WolfGPT, EscapeGPT, FraudGPT, DarkBard, and Dark Gemini. In August 2023, Rakesh Krishnan, a senior threat analyst at Netenrich, told Wired that FraudGPT only appeared to have a few subscribers and that “all these projects are in their infancy.” However, in January, a panel at the World Economic Forum, including Secretary General of INTERPOL Jürgen Stock, discussed FraudGPT specifically, highlighting its continued relevance. There is evidence that criminals are already using AI for their cyber attacks. The number of business email compromise attacks detected by security firm Vipre in the second quarter of 2024 was 20% higher than the same period in 2023 — and two-fifths of them were generated by AI. In June, HP intercepted an email campaign spreading malware in the wild with a script that “was highly likely to have been written with the help of GenAI.” Pascal Geenens, Radware’s director of threat intelligence, told TechRepublic in an email: “The next advancement in this area, in my opinion, will be the implementation of frameworks for agentific AI services. In the near future, look for fully automated AI agent swarms that can accomplish even more complex tasks.” source

Photographing nature everywhere from Siberia to Cuba and Iceland to Rwanda provides me with a constant reminder to refresh, refocus and rethink the legal issues that my clients face, says Richard Birmingham at Davis Wright. source

In Windows 10, you can search for files and other content using the built-in Search tool on the Taskbar. However, you can also search for files directly through File Explorer. With the Windows 10 November 2019 Update, Microsoft has integrated Windows Search into File Explorer. This means you can click or type a keyword in the search field, and File Explorer will suggest files based on your search term. But even without this latest enhancement, there’s more to searching in File Explorer than meets the eye. Let’s look at how to use the Search tool in File Explorer. SEE: 20 pro tips to make Windows 10 work the way you want (free PDF) First, to take advantage of the integration of Windows Search into File Explorer, ensure you’ve upgraded to the Windows 10 November 2019 Update version 1909. Open File Explorer to a specific folder that you want to search. Click in the Search field. If the functionality works, you should see a list of items from previous searches. Type a character or two, and the items from previous searches match your criteria. Press Enter to see all the search results in the window. Click on the right search result to open the corresponding document or other file. With the Search Ribbon in File Explorer, you can use different commands, options, and criteria to refine your searches. To expand the location of the search to your entire computer, click on the icon for This PC. To limit the location to just the current folder and no subfolders, click on the icon for Current Folder. To include the current folder and all subfolders, click on the icon for All Subfolders. To search in other spots, click on the icon for Search again and choose a different folder. To search by date, click on the icon for Date Modified and select Today, Yesterday, This Week, or another timeframe. Click on the Kind icon, and you can specify the type of file you’re seeking, such as a document, picture, video, or program. Click on the Size icon to narrow the search to specific file sizes, such as Small (16 KB to 1 MB), Medium (1MB to 128 MB), or Large (128 MB to 1 GB). How to search for files in Windows 10 Click on the icon for Other Properties. Then click on one of the choices from the menu: Type, Name, Folder Path, or Tags. In the Search field after the property name and colon, you can then type a specific value. If you choose Name, you can type in a specific filename or keyword from the filename. If you select Type, you can enter document or picture as the specific type. If you select Folder Path, you can enter a specific pathname. You can also add multiple properties to a single search. If you want to view only folders, you would need to use the search bar and include search filters like type:folder. If you want your search results to be a specific file type you must add its extension to the search with an asterisk, such as *.png, *.docx, or *.pdf. How to access past searches To access past searches, click on the icon for Recent Searches and select the search you want to run again. Next, Windows indexes and looks in certain locations to speed up your searches, but you can change that. Click on the Advanced Options icon. Click on the option to Change Indexed Locations. From the Indexing Options window, you can add or remove locations in the index. Click Close when done. Go back to Advanced Options. Select or deselect any of the three non-indexed locations that you want to include or exclude in your search, specifically File Contents, System Files, or Zipped (Compressed) Folders. To save your current search criteria and options, click on the icon to Save Search. Type a name for the search or leave the default name. Keep the default location. Click Save. Finally, to open the entire folder for a specific file from the search results, click on the file and then click on the icon to Open File Location. When finished with your search, click on the icon to close Search. And for Windows 11? File Explorer in Windows 11 comes with the same search tools as outlined here, so a similar process can be followed to navigate it. There are some aesthetic changes, like labels added to the context menu (that which appears when you right click a file or folder) icons for actions like copy, paste, and delete, the option for assigning colours to folders, tabs when opening multiple folders at once, and ‘Favourites’ and ‘Recent Files’ sections. TechRepublic has created a guide on how to search for apps, files and other items in Windows 11. Note that Windows will end support for Windows 10 in October 2025. Additionally, in January 2025, Microsoft began testing AI-powered search in Windows 11 for Insider testers with a Copilot+ PC. The feature, which works in File Explorer and elsewhere,  uses semantic indexing, meaning users can search for files using natural language. For example, you can search for photos by describing their content, even if the terms are not included in the filename. It will eventually be available to all Windows 11 users. Fiona Jackson updated this article in January 2025. source

Is your AI running wild? Robust governance is no longer optional, but essential for mitigating risks, ensuring ethical use and maximizing the value of your AI investments. source

BNPL usage hit an all-time high on Cyber Monday 2024, registering a spend of $991.2 million (a 5.5% year-over-year increase), according to Adobe Analytics data. The trend is in line with Splitit and PYMNTS research last November that found two-thirds of consumers plan to use BNPL payment options for gifting this holiday season (with 38% intending to use it to spend on themselves). This presents a huge opportunity for merchants, especially those in ecommerce, as BNPL is primarily used in online shopping. However, industry experts caution that while BNPL offers flexibility for budget-stretched consumers, it carries financial risk, especially for those who rely most on BNPL services. Let’s explore the impact of BNPL below. Learn why consumers increasingly prefer this payment option, which consumers are more inclined to use it, and where BNPL spending is happening. I also discuss what challenges and opportunities will be for the retail industry. The Rise of BNPL in Holiday Spending BNPL has been gaining momentum since 2021 when it registered a 102.3% increase in BNPL users from previous years. By 2026, forecasts show almost 40% of US internet users will use a BNPL solution, further stressing how the payment method is edging further into the mainstream. For the holiday season, the rise of buy now pay later can be attributed to consumers wanting greater flexibility for their shopping in light of persistent inflation and credit card interest rates being higher than ever. Adobe Analytics projected that American shoppers, carrying more debt, will heavily rely on buy now pay later holiday offerings from retailers, increasing usage by 11.4% the previous holiday season. Shoppers say their main reasons for using BNPL are to free up cash (22%) and to purchase something they couldn’t afford otherwise (19%). BNPL services let shoppers expand purchasing powers by allowing them to pay for their purchases in monthly installments (3, 6, 9, and 12 months) usually with zero to minimal interest. Impact of Buy Now Pay Later Holidays​ on the Retail Industry Retailers should take note of the subsequent rise of BNPL preferences for holiday spending; a study shows that those that have increasingly adopted BNPL have proven they can convert more window shoppers and encourage customers to check out with fuller carts. How does BNPL work during the holidays? Knowing that pay later options are available in the merchant’s store drives higher spending, as more than one in four shoppers who use the financing option before checking out tend to buy more, per PYMNTS. The same study clearly shows that 30% of consumers say they use BNPL more heavily during the holiday season than the rest of the year. And 43% of holiday shoppers (60 million U.S. consumers) are heavily influenced by BNPL holiday offerings when selecting merchants. When it comes to consumers’ dependence on BNPL options for their holiday spending, the same study revealed the following: Nearly one in five anticipated using more than 60% of their total holiday spending for pay later methods. The average buy now pay later holiday shopping​ consumer estimates that 36% of their holiday purchases would be financed by BNPL options. Around half of all holiday shoppers expected to go for BNPL financing between 20% and 60% of their purchases. Only 6.4% of holiday shoppers anticipated financing nearly all their purchases with pay later options. Just 5.4% did not plan to finance any holiday spending. Consumers were likely to use BNPL for bigger expenses, according to a Zip holiday spending survey. The timing of the offering also matters. Most shoppers (62%) prefer to know if a pay later solution is offered before deciding what to buy, rather than after making the purchase. Ninety percent of those surveyed that do not use this financing option would be more likely to use them if offered during the purchase journey. Early promotion of pay later plans in the shopping journey is helpful for attracting new customers. What’s hot at TechRepublic Who uses BNPL during the holidays? BNPL Use Cases Data shows that people across all age groups are more likely and open to use pay later options for their holiday spending. The same PYMNTS study revealed which demographics are more likely to leverage buy now pay later holiday shopping payment options for giving gifts to others and themselves: Parents are prone to leverage the pay later options for holiday spending. Sixty-seven percent, or two in three parents, considered pay later solutions for their holiday purchases. Two in five millennials were highly likely to use pay later plans for holiday shopping, while 34% of Gen Z intended to use pay later options outright. An interesting thing to note is that 6.5% of shoppers who had not yet used pay later plans expected to do so during the holiday season, with an additional 17% considering it. Knowing which age groups are likely to be swayed or enticed to spend (and spend more) because of holiday pay later options fuels customer acquisition, drives retention, and boosts holiday sales. It also reveals that the majority are interested in financing some, but not all, of their holiday purchases through BNPL. Leverage the convenience and financial flexibility these pay later solutions offer to convert undecided customers and those that wanting to maximize gifting during the season. Are there any risks associated with BNPL? Even as holiday shopping is made easier and more financially flexible with BNPL, it does come with risks. More than half (56%) of BNPL users say they have encountered at least one problem, according to a Bankrate survey. Overspending (29%), missing a payment (18%), and difficulty returning items or getting a refund (18%) are among the top problems that users have experienced. A smaller number of users also said they regretted a purchase (17%) or felt dissatisfied with at least one purchase (17%). Consumers perceive BNPL solutions as a better (and safer) alternative to credit cards. Rising interest credit card rates are one of the reasons why consumers prefer to take advantage of BNPL offerings instead of swiping their

By Matthew Perlman ( January 30, 2025, 12:36 PM EST) — The U.S. Department of Justice sued Thursday to block Hewlett Packard Enterprise’s planned $14 billion purchase of Juniper Networks Inc. over concerns about competition for local wireless networking technology…. Law360 is on it, so you are, too. A Law360 subscription puts you at the center of fast-moving legal issues, trends and developments so you can act with speed and confidence. Over 200 articles are published daily across more than 60 topics, industries, practice areas and jurisdictions. A Law360 subscription includes features such as Daily newsletters Expert analysis Mobile app Advanced search Judge information Real-time alerts 450K+ searchable archived articles And more! Experience Law360 today with a free 7-day trial. source

Moving content in a Microsoft Word document is easy most of the time; you can quickly select sentences, paragraphs, graphics, and more, then cut and paste or move the selection up or down using Shift + Alt + Up/Down. These are only a few of the many ways Word helps you rearrange content. One element Word doesn’t support autonomously is the page; there’s no quick-click option to select and move an entire page. In this tutorial, I’ll show you three easy ways to rearrange Word pages. SEE: How to Protect Header and Footer Areas in Microsoft Word I’m using Microsoft 365 on a Windows 10 64-bit system, but you can use earlier versions. Word for the web supports these methods. The Navigation Pane is available in Word 365 through Word 2007, while the Clipboard history is available in Word 365 through Word 2013. All methods are also applicable with Word on Windows 11, including desktop versions and Word for Microsoft 365. For your convenience, you can download the demonstration .docs and .doc files. Please note that only  the first method will work in the older .doc format. How to move a page using Windows’ cut-and-paste feature It’s easy to jump right to Windows’ classic cut-and-paste feature when moving content, but it can be awkward when moving pages. Since cut and paste is a standard, here’s how to use it to move a page in Word. Enable Word’s Show/Hide feature by pressing Show/Hide in the Paragraph group on the Home tab. This displays hard page breaks, making it easier to locate and move pages. Position the cursor at the beginning of the current page by pressing Ctrl + Home. Select the entire page using one of these two options: If you prefer using the mouse, hold down the left mouse button and drag to the end of the page. This method is quick if you can see the entire page onscreen. Be sure to include the hard page break at the bottom of the page if there is one; if you leave it, you’ll leave an empty page. Hold down the Shift key while pressing PgDn (Page Down) key; this will highlight one screen at a time. Press PgDn until the selection reaches the end of the page. Press Ctrl + X to cut the page and copy it to the Clipboard. Or, click Ctrl + C if you don’t want to delete the content. Position the cursor where you want to copy the content and press Ctrl + V. If you want to paste the content without the original formatting, click Paste in the Clipboard group on the Home tab and choose Keep Text Values Only from the dropdown. Select all the content on the page, including a hard page return if there is one. If you’re only moving one or two pages, cut and paste is adequate. If you have a lot of rearranging to do, consider using Word’s Navigation Pane. If you change your mind or make a mistake, press Ctrl + Z to undo the move. How to move a page using the Navigation Pane in Word Word’s Navigation Pane displays your document by Headings and Pages. For this method to work, you must use World’s built-in heading styles. To open Word’s Navigation Pane, click the View tab and check Navigation Pane in the Show menu. Then, click Pages. Word displays a thumbnail for each page in the document. If the page you want to move begins with a built-in heading style, this is the quickest way to move an entire page. To demonstrate, do the following. Open the Navigation Pane, which defaults to displaying headers. In the Navigation Pane, click the heading that begins the page you want to move. In this case, that’s the first heading: Video. Notice that the page font color is red — that will matter in a minute. Drag the Video header to the end of the list. This will display a bold, guiding line. Drop the header into position. Drag the drop the header to move the page. If you’re working with the demonstration Word document, you can see the red page is now at the end of the document; the first page is green with the Themes heading. If the page you want to move doesn’t have a built-in heading at the beginning of the page, you can still use the Navigation Pane. Select the first few words or lines at the top of the page. Click a heading style in the Styles group on the Home tab. The style is only temporary. This page will now show up in the Headings section in the Navigation Pane. After moving the page, remove the temporary heading style. SEE: 5 Ways to Delete a Page in Word There’s one small catch to using the Navigation Pane: The first heading shows in the Navigation Pane. If there’s a higher-level heading elsewhere on the same page, the move begins with that higher-level heading, not the first heading on the page. This is something to watch out for because there’s no way for you to know that the heading in the Navigation Pane isn’t the highest-level heading on the page. What’s hot at TechRepublic How to move pages using Windows’ extended Clipboard in Word Sometimes you might want to move multiple pages in a Word document. For instance, you may want to swap the position of two pages or rearrange several pages. While you could do that with cut-and-paste or the Navigation Pane, there’s an easier way — the extended Clipboard, also known as the Clipboard history. Here’s how you can use this feature to move multiple pages efficiently. Using the cut-and-paste method above, cut the first page to the Clipboard. Repeat this process to cut the next page to the Clipboard. Position your cursor where you want the first cut page to appear. Press the Windows key + V to open the Clipboard history. Or click the Clipboard group’s dialog launcher. In